Payroll You Can Trust,
Compliance You Don’t Have to Chase

From employee payments to state tax registration and filings, manage everything effortlessly while you focus on what matters most: growing your business.

Surf First Wave Founder’s Program

Get $50,000 worth of payroll credits and more early adopter benefits by joining the waitlist

$50,000 worth of payroll credits along with exclusive early-adopter benefits.

Lifetime offer: Run payroll for up to 10 employees free on every payroll run.

Stay safeguarded from penalties, filings mistakes, and regulatory changes.

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More Than Just Software,‍ Your Invisible Partner That Works 24×7

We help you keep startup compliance-free while you work on your next achievement

Multi-State Compliance Engine

Stay fully aware of your compliance status in every state you hire. Track registrations, tax rates, new-hire reporting, and quarterly or year-end filings. While Surf automates everything into one intuitive dashboard.

Your In-Product AI “Surf AI Agent”

Ask our Surf AI Agent to onboard employees, complete registrations, answer tax questions, or guide you based on what you’re doing on screen. Real actions, real-time help—no guessing, no getting stuck.

No State Registration? No Problem

Surf completes all state enrollment, tax registration, and documentation for you so you never have to deal with forms or government portals.

Transparent, Trackable, and Secure

Surf provides real-time visibility into every payroll action, helping you stay compliant, prevent mistakes, and maintain strong operational oversight.

W‑2 And 1099 In One Flow

Whether it’s full-time employees or independent contractors, Surf lets you onboard, manage, and pay everyone from a single, streamlined dashboard.

Stop Being The Payroll Admin, Start Being The Founder You Were Meant To Be

Setup in less than 10 minutes

Go live instantly, no paperwork, no calls. Our team handles your YTD data migration and complete setup, so all you need to do is log in and run payroll.

Benefits Management

Give your team easy access to health, financial, and commuter benefits, including HSA, FSA, Dental, Vision, 401(k), IRA, and transit programs all integrated with payroll.

Help in Minutes

Get answers faster with your personal account manager. Real-time support from real people, always just a message away.

No Government Portals

From state registrations to returns and notices, we take care of it all so you never get pulled into admin work.

Get Your Tax Forms Without Hassle

All your essential tax documents are organized and delivered to you, so year-end filings are stress-free.

Security you can trust

End‑to‑end encryption, strict access controls, 24×7 monitoring, and regular third‑party assessments aligned to SOC 2‑level standards.

Frequently Asked Questions

How secure is my data with Surf?

Surf keeps your data safe with SOC 2 Type II–aligned security, AES-256 encryption, and TLS 1.2+ protection. We use RBAC, multi-factor authentication (MFA), and continuous monitoring with intrusion detection to ensure your information stays private and protected.

Who is it built for?

Startups and small businesses that need multi‑state, city‑aware payroll and compliance without learning tax codes or juggling government portals.

How does Surf protect sensitive payroll and tax information?

Surf secures all payroll and tax data with bank-grade encryption, data masking, and daily encrypted backups. Our system runs on AWS with 24/7 monitoring, regular security audits, and an active incident-response plan to keep sensitive employee and tax records safe.

What tasks can the in‑product copilot actually perform?

It can onboard hires, update employee details, initiate and verify filings, digitize and track notices, and surface context‑aware FAQs for faster resolution.

Do you auto‑register state tax accounts as we hire in new states?

Yes—the system automatically registers the business with each state, then applies the proper local and state rules per employee location.

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Payroll You Can Trust, Compliance You Don’t Have to Chase